PR-200: Coverage lapsed on the date of service
Triage: Recheck eligibility
By Dr. Daniel Turner, DC · Reviewed September 2, 2026
What does denial code PR-200 mean?
The payer shows a gap in coverage on this date of service, often a termed plan or a premium lapse. The claim paid nothing and the full amount moved to patient responsibility.
What does PR-200 usually mean in a chiropractic office?
Common mid care plan when a patient loses a job or misses premium payments without mentioning it. The visits kept happening; the coverage quietly did not.
How do you fix a PR-200 denial?
- Run eligibility and confirm the termination date, and whether a new plan was active on the date of service.
- If new coverage existed, rebind and rebill the new plan.
- If not, the balance is genuinely patient responsibility. Have the conversation early; balances from lapsed coverage grow fast.
What this looks like in practice
A patient loses their job in April and COBRA paperwork sits unsigned. May and June visits deny PR-200 for lapsed coverage. If COBRA is elected retroactively, the claims become payable and should be resubmitted; if not, two months of visits are patient responsibility, and the sooner the practice knows which, the better.
How to stop it from happening again
- ✓Run eligibility ahead of visits so a termed plan surfaces before services are rendered
- ✓When a lapse appears, ask about retroactive coverage such as COBRA before writing anything off
- ✓Have the patient responsibility conversation at the first lapsed visit, not after five
How Cervica handles PR-200
Pre visit eligibility checks catch most lapses before the visit happens, and PR-200 denials route to the recheck workflow with the rebill option queued.
Related codes
- →PR-26 / PR-27 · Service before coverage began, or after it ended
- →CO-204 · Not covered under the patient plan
Quick answers
What does denial code PR-200 mean?
The payer shows a gap in coverage on this date of service, often a termed plan or a premium lapse. The claim paid nothing and the full amount moved to patient responsibility.
What does PR-200 usually mean in a chiropractic office?
Common mid care plan when a patient loses a job or misses premium payments without mentioning it. The visits kept happening; the coverage quietly did not.
How do you fix a PR-200 denial?
Run eligibility and confirm the termination date, and whether a new plan was active on the date of service. If new coverage existed, rebind and rebill the new plan. If not, the balance is genuinely patient responsibility. Have the conversation early; balances from lapsed coverage grow fast.
General information for billing teams, not legal or payer specific advice. CARC definitions belong to X12; payer policies vary and control. Verify against the payer contract before acting on any individual claim.