Denial code library

PR-96: Non covered service

Triage: Patient responsibility

By Dr. Daniel Turner, DC · Reviewed September 2, 2026

What does denial code PR-96 mean?

The plan does not cover this service and the balance belongs to the patient.

What does PR-96 usually mean in a chiropractic office?

Often overlaps with plan exclusions on therapies or supplies. The practice question is not the code, it is whether the patient knew before the visit that the service was not covered.

How do you fix a PR-96 denial?

  1. Confirm the exclusion against the plan document or an eligibility check.
  2. Bill the patient, ideally against a financial policy they signed at intake.
  3. Add the exclusion to the patient insurance notes so the next visit is priced correctly up front.

What this looks like in practice

A plan excludes mechanical traction. The patient gets it anyway as part of a visit, the line denies PR-96, and the balance lands on the patient. Whether that balance is collectible with goodwill intact depends entirely on whether anyone told the patient before the visit that the service was not covered.

How to stop it from happening again

  • ✓Record service level exclusions from eligibility results on the patient profile
  • ✓Price excluded services to the patient up front under a signed financial policy
  • ✓For Medicare excluded services, use the proper notice so patient billing is clean

Appeal language that works for PR-96

A starting paragraph in the wording reviewers expect. Replace the bracketed pieces with the claim's own facts and attach the records it references.

I am requesting reconsideration of the non covered service determination on the attached claim. The plan document identifies [service category] as covered when [criteria], and the enclosed clinical record documents that those criteria were met for this patient on the billed dates. If the determination rests on a specific exclusion, please cite the plan provision so the patient can be advised accurately; otherwise please reprocess.

How Cervica handles PR-96

Eligibility results record service level exclusions, and the denial worklist moves PR-96 balances to patient responsibility automatically during ERA posting.

Related codes

  • →CO-204 · Not covered under the patient plan
  • →PR-170 / CO-170 · Not paid to this type of provider
  • →97012 · the CPT side of this denial

Quick answers

What does denial code PR-96 mean?

The plan does not cover this service and the balance belongs to the patient.

What does PR-96 usually mean in a chiropractic office?

Often overlaps with plan exclusions on therapies or supplies. The practice question is not the code, it is whether the patient knew before the visit that the service was not covered.

How do you fix a PR-96 denial?

Confirm the exclusion against the plan document or an eligibility check. Bill the patient, ideally against a financial policy they signed at intake. Add the exclusion to the patient insurance notes so the next visit is priced correctly up front.

References

  1. X12, Claim Adjustment Reason Codes (the official CARC list)
  2. CMS, Advance Beneficiary Notice of Noncoverage (ABN), Form CMS-R-131

General information for billing teams, not legal or payer specific advice. CARC definitions belong to X12; payer policies vary and control. Verify against the payer contract before acting on any individual claim.

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